The extent to which the tenant holds the landlord harmless from liability claims.
Also known as: Hold Harmless Agreement
By Angel Campa, Founder · Updated March 2026
Indemnification scope determines whether the tenant is responsible for losses caused by the landlord's own negligence. A broad indemnity clause can make the tenant liable for incidents they did not cause, including injuries in common areas or structural failures. Mutual indemnification (each party covers their own negligence) is the fair standard. One-sided indemnification can expose tenants to unlimited liability for events entirely outside their control.
Found in the "Indemnification" or "Hold Harmless" section. Look for whether the indemnity is mutual or one-sided, whether it covers the indemnifying party's sole negligence, and whether there are carve-outs for willful misconduct.
Lextract uses a combination of AWS Textract OCR and Claude AI to identify and extract the indemnification scope from your lease PDF. The AI searches for the field name and common aliases like "Hold Harmless Agreement" across all pages of the document, then assigns a confidence score based on OCR quality and extraction certainty. Fields with lower confidence are flagged for human review.
CGL Occurrence Limit
The minimum liability coverage required for a single incident.
CGL Aggregate Limit
The total maximum liability coverage required for the policy period.
Property Insurer
Specifies whether the landlord or tenant insures the physical building/improvements.
Waiver of Subrogation
A mutual agreement preventing insurers from suing the other party to recoup losses.
Additional Insured
Requirement for the tenant to add the landlord to their liability policy.
Mutual indemnification means each party agrees to cover losses caused by their own negligence. One-sided indemnification requires the tenant to cover all losses, even those caused by the landlord. Mutual indemnification is the fair standard; one-sided clauses heavily favor the landlord.
Some leases attempt this, but it is unenforceable in many states (including New York and California) under anti-indemnity statutes. These laws prohibit contractual indemnification for one's own negligence in construction and lease contexts. The abstractor should flag such clauses.
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